If you received a credit card offer from Discovercard to go to the website discover.com/it then you were pre-selected to apply for the “it Card”.

The good credit rating that you likely have was the primary reason you received this letter. The invitation number does not guarantee your approval, but is simply an invitation to apply for the Discover Card.

We always recommend that credit card applicants shop around for cards that suit the lifestyle and financial needs before applying.

If you want this card, and wish to respond to the invitation, follow these instructions:

  1. Visit www.discover.com/it
  2. Ensure your invitation did not expire by looking at the top section of the letter
  3. Enter your 23 digit invitation number in the form
  4. Submit the form and fill out the application

After you fill out the Discover It Card application, you should receive a quick online response, or a response by mail if there are follow-up items that need to be addressed.


www.MyAmexEveryday.com RSVP

Did a credit card invitation to apply for the Amex EveryDay® Credit Card arrive in your mailbox? If so, American Express is inviting you to apply for this rewards card. That does not mean you are pre-approved, but you are a likely candidate in their pre-screening qualifications at MyAmexEveryDay.com. The offer states that if you accept this invitation to apply, you will receive a credit decision within 60 seconds.

We love the card design, along with no annual fee, bonus reward points and a 0% introductory APR. It’s certainly a nice card to have if you are looking for rewards. Your credit history is likely to be pretty good since you were sent this letter. If you want to compare other offers, then you would most likely start with cards designed for people with good to excellent credit.

If you are ready to apply, and use the RSVP letter, you will need to do the following. Note that the invitation does not guarantee your approval for the card.

myamexeveryday.com offer

  • Go to www.myamexeveryday.com
  • Enter your 14 character RSVP code
  • Enter your zip code
  • Fill out the credit application
  • Wait for a decision

American Express is a very nice brand to stick with if you qualify for their products. They place value on long term relationships with their customers.



Did you get a mail offer to apply for the Disney credit card from Chase? Instructions to apply for the Disney Visa were likely pointing you to visit getmydisneyvisa.com.

Disney fans may want to apply to earn 1% in Disney Rewards Dollars on card purchases. The offer states that you can redeem Rewards Dollars toward most anything Disney.

It’s likely that you have a pretty good credit history if you were mailed this invitation to apply. If you are a big fan of the Disney brand, this could be an exciting card to use with its rewards. A card with no annual fee, rewards and 10 designs to choose from is tempting for most people. However we wouldn’t shy away from exploring credit cards that are competitive in rewards, such as cash back or air miles.

To accept this credit card offer from Chase, follow these steps:


  • Visit www.getmydisneyvisa.com. This is an invitation to apply, not a pre-approval letter.
  • Enter your 12 digit invitation number located on the bottom right of the mail piece
  • Enter your 5 digit zip code
  • Enter your last name
  • Fill out the credit card application

Once you submit the application, wait for a decision. You may have to wait for a decision by mail if you do not get an immediate response.



Did you receive a mail invitation for the Citi Double Cash credit card? Instructions were likely for you to go to Citi.com/applynowdoublecash to apply.

This card boasts a 0% on balance transfers (with a 3% transfer fee, minimum of $5) and no annual fee. The Citi Double Cash card lets you earn cash back twice. 1% unlimited on purchases and an additional 1% as you pay for those purchases.

Here is how you accept your offer and apply for the credit card:

citi.com/applynowdoublecash web image

  • Visit www.Citi.com/applynowdoublecash
  • Enter your unique confirmation from your letter. This should be located to the right side in either pink or purple letters, above your name and mailing address.
  • Fill out the credit card application
  • Add an optional balance transfer
  • Submit your application and wait for a credit decision

Citi offers many credit cards well suited for most applicants. We recommend considering other cash back credit card rewards, and comparing other cards if cash back is your priority. We find it likely that the Citi Double Cash card offer will remain compelling, but competitive with increased cash back rewards in the marketplace.


First PREMIER Bank has several credit card options for applicants with poor or fair credit ratings. You may have received an invitation to apply for one of their cards at platinumoffer.com with a confirmation number from a mail offer.

To apply, follow these instructions or on your mail piece.


  1. Visit Platinumoffer.com
  2. Enter your unique confirmation from your letter. This is located at the top left of the credit card image.
  3. Fill out the credit card application
  4. Wait for a credit decision

Alternatively, you can choose a different bank or credit card issuer and apply for a credit card. However, the First PREMIER Bank Platinum Offer is a popular product, and may be suitable for applicants that are having difficulties finding a card with a lower annual fee.

First PREMIER credit cards such as the “Platinum Offer” are nice credit cards for people that are looking for a card that reports to the major US Credit Agencies. However there are other less expensive options that may be available to you.

We understand that building a credit record may feel overwhelming at times, however making good financial choices can quickly strengthen your reputation – and you will likely receive numerous credit card offers, and other doors opened as a result!


First National Bank of Omaha credit cards have several options for applicants with good to excellent credit ratings. You may have received an invitation to apply for one of their cards at www.firstnational.com/apply with a postal mail offer.

To apply, follow these instructions or choose a different Citi credit card.

Firstnational com apply instructions

  • Visit firstnational.com/apply
  • Enter your 6 digit access code
  • Enter your 8 digit reservation number
  • Fill out the First National credit card application
  • Wait for a credit decision

Alternatively, you can choose a different leading bank and apply for a credit card. Several issuers, such as Chase, Bank of America, American Express, Citi and Discover Card offer competing products.

First National credit cards are nice credit cards to have in any wallet. However with excellent credit, you may want to check out your options.




CitiBank credit cards have several credit card offers for different types of credit histories. You may have received an invitation to apply for one of their cards at www.apply.citicards.com with a mail offer or by an ad.

To apply, follow these instructions or choose a different Citi credit card.

Visit apply.citicards.com and enter your 4 digit offer code.


You will then be presented with the card details and application. Fill out the application, agree to the terms of the offer and submit.

If you are approved, you should receive your new card in about a week.

Other web addresses are similar, and you may have been instructed to visit applynow.citicards.com or applyonline.citicards.com. These 2 other URL’s will have the same instructions as we just mentioned.


Chase Freedom Unlimited credit card applicants can apply securely at GetFreedomUnlimited.com. You will be asked for your 12-digit invitation number, your zip code and last name to start the application for the Chase Freedom Unlimited card.

The card boasts no annual fee, unlimited 1.5% cash back on every purchase, and a $150 bonus after you spend $500 within 3 months of opening your account. We assume that you have pretty awesome credit to receive this invitation. Applicants with good to excellent credit histories shouldn’t have a problem getting approved, unless there are recent issues.

Chase Freedom Unlimited Invitation - www.GetFreedomUnlimited.com

Apply for the Freedom Unlimited Visa from Chase at www.getfreedomunlimited.com.


If you are a pre-approved credit card applicant for a US Bank credit cards, then you may have received an invitation to apply at usbank.com/myoffer.

US Bank states that you can accept your offer by entering your confirmation and zip codes in the form provided. It is our understanding, like all credit card offers, that this in no way means that you are approved, and is simply an offer, not a guarantee.

usbank.com myoffer

The cards that we found are very competitive in the credit card marketplace. Some of them include:

U.S. Bank Visa® Platinum Card
U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash 365™ American Express® Card
U.S. Bank FlexPerks® Gold American Express® Card

Notable perks include cash back rewards, 0% introductory rates and a cardmember bonus.

If you wish to apply, follow these instructions:

  1. Visit www.usbank.com/myoffer
  2. Enter your supplied confirmation and zip code
  3. Fill out the online application for credit
  4. Wait for a decision. You may receive a response to your application in the mail if there are pending decisions

We feel that due to the competitiveness of their cards and standing of US Bank, you won’t regret it in the long term.


Capital One credit card applicants for application.capitalone.com. If you received a letter from Capital One with an invitation to apply, then you were invited to apply for a credit card.

The mail offer should have included a 16 reservation number, and a 6 digit access code (this is a lot of digits!).

Pre-qualified for a card does not mean you are approved. You will need to fill in the application and wait for a response.

www.Application Capitalone.com

To apply, visit www.application.capitalone.com, enter your codes and apply for the credit card.