While this post is not for a credit card invitation, we wanted to share some information that can help you if you are curious, or do not want to harm your credit score with a denial by using a soft credit pull.
Some of the larger US banks offer prequalification. A pre-check so to speak, to see what credit cards you are likely to get approved for. This in now way is a guarantee of approval, but offers some clarity of where you stand.
Consider these credit card issuers if you don’t have a specific credit card in mind.
American Express https://www.americanexpress.com/us/credit-cards/check-for-offers/
Bank of America https://secure.bankofamerica.com/secure-offers/public/customizedOffers/
Capital One https://www.capitalone.com/credit-cards/prequalify
Credit One https://www.creditonebank.com/pre-qualification/data-entry/indexB
Discover Card https://www.discovercard.com/application/prequal
U.S. Bank https://www.usbank.com/credit-cards.html
There are other banks that offer prequalification for credit cards. However we hope that this list of popular banks helps your chances of approval!
Did you receive a credit card mail offer to apply for the American Express Platinum credit card at www.amexplatinumrsvp.com? You must have a pretty good credit history, and are feeling pretty happy about this, especially if you travel often.
This exclusive card is not for everyone, especially with the $550 annual fee. However the benefits can easily outweigh the cost if used correctly. If you are a crafty rewards seeker, then read on and stay encouraged about this offer.
The $200 in Uber rides, and $200 in airline fee credit are a great way to offset the annual fee. The main perks that has our attention about the Platinum card is the 5X points and global lounge collection access. As a traveler that is aware of this, you know how fast they can multiply, especially for a regular passenger.
Convinced and ready to apply? Follow these steps:
- Visit Amexplatinumrsvp.com
- Enter your RSVP and zip code
- Fill out the application for credit
- Wait for a decision – American Express states that you will get a decision in as little as 30 seconds.
Like any exclusive travel rewards credit card offer, use the perks and rewards wisely. We sincerely hope that this is helped you make a decision to apply, and that you are approved for the offer.
American Express Everyday credit card offers are being mailed out to selected applicants with instructions to visit amex.us/aedrsvp. The AEDRSVP offer is tailored to people that want to earn rewards for shopping on everyday purchases, such as super markets. Like any credit card RSVP, this is simply an invitation to apply, since you were likely pre-screened based on your credit quality.
This card is very competitive to other rewards cards for people with excellent credit. As of this writing, there is a 2% points bonus on purchases at super markets (up to $6,000 in purchases per year), and 1% on other purchases. Along with this, there is a 0% introductory APR offer for balance transfers, as well as a 20% rewards bonus in a billing cycle if you use your card 20 or more times during that time.
Ready to apply for the Amex Everyday credit card? You can apply for the card in these easy steps:
- Visit amex.us/aedrsvp
- Enter your RSVP code
- Enter your zip code
- Fill out the credit application for aed
- Wait for a decision online. You may be prompted that you will receive a decision in the mail if you are not approved or there are issues
Congratulations if you are approved! We hope that AMEX treats you well and you are able to reward yourself back on your every day purchases.
Received a credit card invitation in the mail for the Blue Cash Everyday card? Apply for your Blue Cash Everyday® Card from American Express by visiting www.bluecasheverydayapply.com and get a decision is as little as 60 seconds.
Enjoy cash back for your spending on the following categories:
- 3% at U.S. supermarkets.*
- 2% at U.S. gas stations and select U.S. department stores.
- 1% on other purchases.
What we found out is that this credit card is a fantastic cash back credit card for people with great credit. With a 0% introductory APR for both purchases and balance transfers, up to 3% cash back, a $150 statement credit after you spend $1,000 in purchases on your new card within the first 3 months all comes with no annual fee.
To apply for this offer from American Express, follow these steps.
- Go to Bluecasheverydayapply.com
- Enter your 14 digit invitation number and zip code
- Apply for the credit card and wait for a response, normally within 60 seconds
Alternatively, you can apply without the invitation number or compare other credit cards. However there are not many that we know of which beats the perks and rewards of the Blue Cash Everyday card!
HSBC credit card offers have been circulating US mailboxes with instructions to visit us.hsbc.com/cashrewards. The latest offer we are aware of is the Cash Back credit card invitation. Like any credit card RSVP, this is simply an invitation to apply, since you were likely pre-screened based on your credit quality.
This cash back card is very competitive to other top-tier rewards cards. As of this writing, there is a 2% cash back bonus for 6 months, and 1.5% after. Very few cards offer more than 1.5% back. Along with this, there is a 0% introductory APR offer for balance transfers, as well as a $150 bonus after spending just $500 in the first 3 months of opening your account, and finally, a 10% cash bonus on that year’s rewards.
Convinced? You can apply for the card in these easy steps:
- Visit us.hsbc.com/cashrewards
- Enter your invitation number
- Fill out the application for credit
- Wait for a decision online. You may be prompted that you will receive a decision in the mail if there are questions about your credit or application
That’s it! We hope that you get approved, and HSBC treats you well.
HSBC is back in the USA with a new Gold credit card offer! We learned that some people may have received a mail offer with instructions to go to us.hsbc.com/gold to apply for the offer.
As currently advertised, the card comes with no annual or foreign transaction fees as well as a 0% introductory rate for 18 months for purchases and balance transfers. Regular interest rates are bracketed between 13.24% and 21.24%, so this rate will likely depend on your credit quality.
Based on comparisons from dozens of similar Gold Cards, we feel that this new card is an excellent choice for people with good credit that are not interested in a rewards card. If your credit limit is great or excellent, you may want to consider cards with rewards such as cash back or miles.
If you are interested in applying for the HSBC Gold Card, follow these steps:
- Visit us.hsbc.com/gold or us.hsbc.com/goldcard, depending on the web address instructions you received
- Enter your invitation number supplied in the mailing
- Fill out the online application for credit
- Wait for a decision online. You may get a decision by mail if there are stricter security or credit decisions.
It’s exciting to see that HSBC is back in the USA, with a competitive line of cards for prime and super-prime applicants. If anything else, this will put more pressure on competing banks to step up their game.
A new offer from Delta Skymiles is circulating mailboxes in the US. The limited time card entices applicants to earn 70,000 bonus miles and 10,000 Medallion qualification miles by visiting delta.com/70k with an existing Skymiles number.
The offer that we reviewed has an annual fee of $195, but offers the first bag checked free, and annual companion certificate and Miles Boost®.
To apply for this offer, follow these steps.
- Go to Delta.com/70k
- Enter your Skymiles number and last name
- Apply for the credit card and wait for a response
With this card, you can enjoy perks by using your Delta credit card and earn rewards.
If you received a credit card offer from Discovercard to go to the website discover.com/it then you were pre-selected to apply for the “it Card”.
The good credit rating that you likely have was the primary reason you received this letter. The invitation number does not guarantee your approval, but is simply an invitation to apply for the Discover Card.
We always recommend that credit card applicants shop around for cards that suit the lifestyle and financial needs before applying.
If you want this card, and wish to respond to the invitation, follow these instructions:
- Visit www.discover.com/it
- Ensure your invitation did not expire by looking at the top section of the letter
- Enter your 23 digit invitation number in the form
- Submit the form and fill out the application
After you fill out the Discover It Card application, you should receive a quick online response, or a response by mail if there are follow-up items that need to be addressed.
Did a credit card invitation to apply for the Amex EveryDay® Credit Card arrive in your mailbox? If so, American Express is inviting you to apply for this rewards card. That does not mean you are pre-approved, but you are a likely candidate in their pre-screening qualifications at MyAmexEveryDay.com. The offer states that if you accept this invitation to apply, you will receive a credit decision within 60 seconds.
We love the card design, along with no annual fee, bonus reward points and a 0% introductory APR. It’s certainly a nice card to have if you are looking for rewards. Your credit history is likely to be pretty good since you were sent this letter. If you want to compare other offers, then you would most likely start with cards designed for people with good to excellent credit.
If you are ready to apply, and use the RSVP letter, you will need to do the following. Note that the invitation does not guarantee your approval for the card.
- Go to www.myamexeveryday.com
- Enter your 14 character RSVP code
- Enter your zip code
- Fill out the credit application
- Wait for a decision
American Express is a very nice brand to stick with if you qualify for their products. They place value on long term relationships with their customers.
Did you get a mail offer to apply for the Disney credit card from Chase? Instructions to apply for the Disney Visa were likely pointing you to visit getmydisneyvisa.com.
Disney fans may want to apply to earn 1% in Disney Rewards Dollars on card purchases. The offer states that you can redeem Rewards Dollars toward most anything Disney.
It’s likely that you have a pretty good credit history if you were mailed this invitation to apply. If you are a big fan of the Disney brand, this could be an exciting card to use with its rewards. A card with no annual fee, rewards and 10 designs to choose from is tempting for most people. However we wouldn’t shy away from exploring credit cards that are competitive in rewards, such as cash back or air miles.
To accept this credit card offer from Chase, follow these steps:
- Visit www.getmydisneyvisa.com. This is an invitation to apply, not a pre-approval letter.
- Enter your 12 digit invitation number located on the bottom right of the mail piece
- Enter your 5 digit zip code
- Enter your last name
- Fill out the credit card application
Once you submit the application, wait for a decision. You may have to wait for a decision by mail if you do not get an immediate response.