HSBC credit card offers have been circulating US mailboxes with instructions to visit The latest offer we are aware of is the Cash Back credit card invitation. Like any credit card RSVP, this is simply an invitation to apply, since you were likely pre-screened based on your credit quality.

This cash back card is very competitive to other top-tier rewards cards. As of this writing, there is a 2% cash back bonus for 6 months, and 1.5% after. Very few cards offer more than 1.5% back. Along with this, there is a 0% introductory APR offer for balance transfers, as well as a $150 bonus after spending just $500 in the first 3 months of opening your account, and finally, a 10% cash bonus on that year’s rewards.

Convinced? You can apply for the card in these easy steps:

  1. Visit
  2. Enter your invitation number
  3. Fill out the application for credit
  4. Wait for a decision online. You may be prompted that you will receive a decision in the mail if there are questions about your credit or application

That’s it! We hope that you get approved, and HSBC treats you well.

HSBC is back in the USA with a new Gold credit card offer! We learned that some people may have received a mail offer with instructions to go to to apply for the offer.

As currently advertised, the card comes with no annual or foreign transaction fees as well as a 0% introductory rate for 18 months for purchases and balance transfers. Regular interest rates are bracketed, so this rate will likely depend on your credit quality.

Credit Card Invitation feels that this new card is an excellent choice for people with good credit that are not interested in a rewards card. If your credit limit is great or excellent, you may want to consider cards with rewards such as cash back or miles.

Interested in applying for the gold card? Follow these steps:

  1. Visit or, depending on the web address instructions you received
  2. Enter your invitation number supplied in the mailing
  3. Fill out the online application for credit
  4. Wait for a decision online. You may get a decision by mail if there are stricter security or credit decisions.

It’s exciting to see that HSBC is back in the USA, with a competitive line of cards for prime and super-prime applicants. If anything else, this will put more pressure on competing banks to step up their game.

A new offer from Delta Skymiles is circulating mailboxes in the US. The limited time card entices applicants to earn 70,000 bonus miles and 10,000 Medallion qualification miles by visiting with an existing Skymiles number.

The offer that we reviewed has an annual fee of $195, but offers the first bag checked free, and annual companion certificate and Miles Boost®.

To apply for this offer, follow these steps.

  1. Go to
  2. Enter your Skymiles number and last name
  3. Apply for the credit card and wait for a response

With this card, you can enjoy perks by using your Delta credit card and earn rewards.

If you received a credit card offer from Discovercard to go to the website then you were pre-selected to apply for the “it Card”.

The good credit rating that you likely have was the primary reason you received this letter. The invitation number does not guarantee your approval, but is simply an invitation to apply for the Discover Card.

We always recommend that credit card applicants shop around for cards that suit the lifestyle and financial needs before applying.

If you want this card, and wish to respond to the invitation, follow these instructions:

  1. Visit
  2. Ensure your invitation did not expire by looking at the top section of the letter
  3. Enter your 23 digit invitation number in the form
  4. Submit the form and fill out the application

After you fill out the Discover It Card application, you should receive a quick online response, or a response by mail if there are follow-up items that need to be addressed. RSVP

Did a credit card invitation to apply for the Amex EveryDay® Credit Card arrive in your mailbox? If so, American Express is inviting you to apply for this rewards card. That does not mean you are pre-approved, but you are a likely candidate in their pre-screening qualifications at The offer states that if you accept this invitation to apply, you will receive a credit decision within 60 seconds.

We love the card design, along with no annual fee, bonus reward points and a 0% introductory APR. It’s certainly a nice card to have if you are looking for rewards. Your credit history is likely to be pretty good since you were sent this letter. If you want to compare other offers, then you would most likely start with cards designed for people with good to excellent credit.

If you are ready to apply, and use the RSVP letter, you will need to do the following. Note that the invitation does not guarantee your approval for the card. offer

  • Go to
  • Enter your 14 character RSVP code
  • Enter your zip code
  • Fill out the credit application
  • Wait for a decision

American Express is a very nice brand to stick with if you qualify for their products. They place value on long term relationships with their customers.

Did you get a mail offer to apply for the Disney credit card from Chase? Instructions to apply for the Disney Visa were likely pointing you to visit

Disney fans may want to apply to earn 1% in Disney Rewards Dollars on card purchases. The offer states that you can redeem Rewards Dollars toward most anything Disney.

It’s likely that you have a pretty good credit history if you were mailed this invitation to apply. If you are a big fan of the Disney brand, this could be an exciting card to use with its rewards. A card with no annual fee, rewards and 10 designs to choose from is tempting for most people. However we wouldn’t shy away from exploring credit cards that are competitive in rewards, such as cash back or air miles.

To accept this credit card offer from Chase, follow these steps:

  • Visit This is an invitation to apply, not a pre-approval letter.
  • Enter your 12 digit invitation number located on the bottom right of the mail piece
  • Enter your 5 digit zip code
  • Enter your last name
  • Fill out the credit card application

Once you submit the application, wait for a decision. You may have to wait for a decision by mail if you do not get an immediate response.

Did you receive a mail invitation for the Citi Double Cash credit card? Instructions were likely for you to go to to apply.

This card boasts a 0% on balance transfers (with a 3% transfer fee, minimum of $5) and no annual fee. The Citi Double Cash card lets you earn cash back twice. 1% unlimited on purchases and an additional 1% as you pay for those purchases.

Here is how you accept your offer and apply for the credit card: web image

  • Visit
  • Enter your unique confirmation from your letter. This should be located to the right side in either pink or purple letters, above your name and mailing address.
  • Fill out the credit card application
  • Add an optional balance transfer
  • Submit your application and wait for a credit decision

Citi offers many credit cards well suited for most applicants. We recommend considering other cash back credit card rewards, and comparing other cards if cash back is your priority. We find it likely that the Citi Double Cash card offer will remain compelling, but competitive with increased cash back rewards in the marketplace.

First PREMIER Bank has several credit card options for applicants with poor or fair credit ratings. You may have received an invitation to apply for one of their cards at with a confirmation number from a mail offer.

To apply, follow these instructions or on your mail piece.

  1. Visit
  2. Enter your unique confirmation from your letter. This is located at the top left of the credit card image.
  3. Fill out the credit card application
  4. Wait for a credit decision

Alternatively, you can choose a different bank or credit card issuer and apply for a credit card. However, the First PREMIER Bank Platinum Offer is a popular product, and may be suitable for applicants that are having difficulties finding a card with a lower annual fee.

First PREMIER credit cards such as the “Platinum Offer” are nice credit cards for people that are looking for a card that reports to the major US Credit Agencies. However there are other less expensive options that may be available to you.

We understand that building a credit record may feel overwhelming at times, however making good financial choices can quickly strengthen your reputation – and you will likely receive numerous credit card offers, and other doors opened as a result!

First National Bank of Omaha credit cards have several options for applicants with good to excellent credit ratings. You may have received an invitation to apply for one of their cards at with a postal mail offer.

To apply, follow these instructions or choose a different Citi credit card.

Firstnational com apply instructions

  • Visit
  • Enter your 6 digit access code
  • Enter your 8 digit reservation number
  • Fill out the First National credit card application
  • Wait for a credit decision

Alternatively, you can choose a different leading bank and apply for a credit card. Several issuers, such as Chase, Bank of America, American Express, Citi and Discover Card offer competing products.

First National credit cards are nice credit cards to have in any wallet. However with excellent credit, you may want to check out your options.

CitiBank credit cards have several credit card offers for different types of credit histories. You may have received an invitation to apply for one of their cards at with a mail offer or by an ad.

To apply, follow these instructions or choose a different Citi credit card.

Visit and enter your 4 digit offer code.

You will then be presented with the card details and application. Fill out the application, agree to the terms of the offer and submit.

If you are approved, you should receive your new card in about a week.

Other web addresses are similar, and you may have been instructed to visit or These 2 other URL’s will have the same instructions as we just mentioned.