Amexcashback.com

American Express credit card applicants for the Everyday card can apply at amexcashback.com.

Get the most out of your cash back

  1. Account Credit: Apply Reward Dollars to a statement credit.
  2. Gift Cards: Choose from gift card redemptions starting at just $25.
  3. Shop: Use to shop top-brand merchandise from hundreds of retailers

The Blue Cash Everyday® Card: Earn $150 Back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.*

No Annual Fee* 0% intro APR on purchases and balance transfers for 15 months

Interested in applying?

Visit www.amexcashback.com and select the card that suits your lifestyle.

Amexbluecash.com

American Express credit card applicants can choose from 2 great cash back cards at amexbluecash.com.

Choose either the Blue Cash Everyday® Card or Blue Cash Preferred® Card.

Get the most out of your cash back

  1. Account Credit: Apply Reward Dollars to a statement credit.
  2. Gift Cards: Choose from gift card redemptions starting at just $25.
  3. Shop: Use to shop top-brand merchandise from hundreds of retailers

The Blue Cash Everyday® Card: Earn $150 Back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.*

No Annual Fee* 0% intro APR on purchases and balance transfers for 15 months

Blue Cash Preferred® Card: Earn $200 Back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $200 back in the form of a statement credit.

$95 Annual Fee. 0% intro APR on purchases and balance transfers for 12 months.

Interested in applying?

Visit www.amexbluecash.com and select the card that suits your lifestyle.

Have You Faced One of These Common Credit Card Problems?

As much as you hope everything goes as planned with your credit card, you could run into trouble at some point.

Fortunately, there is no issue so big that it can’t be dealt with in an efficient and timely manner.

Here are three common credit card problems, as well as information on why they happen and what you can do.

1. Your Credit Card was Declined

Can you think of anything more frustrating than this? You try to make a purchase, just to find that your credit card is not accepted.

There are many potential reasons for this, so the first thing you should do is contact your card issuer. At that point, you will have a clear idea of what’s wrong as well as a strategy for fixing the problem.

Tip: there may not be anything wrong on your end, but instead a safety measure put in place by your issuer. For example, they may deny repeated charges at the same merchant, even if they are legitimate.

2. Your Payment is Late

If your payment is marked as late, but you know you paid on time, don’t let this go. Not only can it result in a fee, but there is always the chance it could impact your credit score.

There are a few ways to avoid this problem, such as paying your bill online as opposed to via mail. Along with this, consider signing up for automatic bill pay.

If you are paying by check, be sure to give the payment enough time to reach its destination.

3. Your Annual Fee is Dragging You Down

Many of the best credit cards have an annual fee. While there is nothing wrong with paying this, as long as you are getting some of value in return, there may come a point when you realize the fee is too high.

The first thing you can do is ask your card issuer if they will waive the annual fee, even if only for a year. If this doesn’t work, you may want to consider making a change to a card with no annual fee.

Although these credit card problems are common, they don’t have to make your life miserable. Instead, there are steps you can take to combat each one in an effective manner.

Bceapply.com

Received a credit card invitation in the mail for the Blue Cash Everyday card? Apply for your Blue Cash Everyday® Card from American Express by visiting www.bceapply.com and get a decision is as little as 30 seconds.

Enjoy cash back for your spending on the following categories:

  • 3% at U.S. supermarkets, for up to $6,000 a year in purchases.*
  • 2% at U.S. gas stations and select U.S. department stores.
  • 1% on other purchases.

What we found out is that this credit card is a fantastic cash back credit card for people with great credit looking for cash rewards. With a 0% introductory APR for both purchases and balance transfers, up to 3% cash back up to $6,000 in purchases per year, and 2% cash back at US gas stations and select department stores, 1% cash back on other purchases – and with no annual fee.

To apply for this offer from American Express, follow these steps.

  1. Go to Bceapply.com
  2. Enter your 14 digit invitation number (one letter and 13 digits) and zip code
  3. Apply for the credit card and wait for a response, normally within 30 seconds

Alternatively, you can apply without the invitation number or compare other credit cards. However there are not many that we know of which beats the perks and rewards of the Blue Cash Everyday card!

Prequalify for a Credit Card

While this post is not for a credit card invitation, we wanted to share some information that can help you if you are curious, or do not want to harm your credit score with a denial by using a soft credit pull.

Some of the larger US banks offer prequalification. A pre-check so to speak, to see what credit cards you are likely to get approved for. This in now way is a guarantee of approval, but offers some clarity of where you stand.

Consider these credit card issuers if you don’t have a specific credit card in mind.

American Express https://www.americanexpress.com/us/credit-cards/check-for-offers/

Bank of America https://secure.bankofamerica.com/secure-offers/public/customizedOffers/

Capital One https://www.capitalone.com/credit-cards/prequalify

Chase https://www.chase.com/personal/credit-cards/pre-qualified

Credit One https://www.creditonebank.com/pre-qualification/data-entry/indexB

Discover Card https://www.discovercard.com/application/prequal

U.S. Bank https://www.usbank.com/credit-cards.html

There are other banks that offer prequalification for credit cards. However we hope that this list of popular banks helps your chances of approval!

Amexplatinumrsvp.com

Did you receive a credit card mail offer to apply for the American Express Platinum credit card at www.amexplatinumrsvp.com? You must have a pretty good credit history, and are feeling pretty happy about this, especially if you travel often.

This exclusive card is not for everyone, especially with the $550 annual fee. However the benefits can easily outweigh the cost if used correctly. If you are a crafty rewards seeker, then read on and stay encouraged about this offer.

The $200 in Uber rides, and $200 in airline fee credit are a great way to offset the annual fee. The main perks that has our attention about the Platinum card is the 5X points and global lounge collection access. As a traveler that is aware of this, you know how fast they can multiply, especially for a regular passenger.

Convinced and ready to apply? Follow these steps:

www.amexplatinumrsvp.com

  1. Visit Amexplatinumrsvp.com
  2. Enter your RSVP and zip code
  3. Fill out the application for credit
  4. Wait for a decision – American Express states that you will get a decision in as little as 30 seconds.

Like any exclusive travel rewards credit card offer, use the perks and rewards wisely. We sincerely hope that this is helped you make a decision to apply, and that you are approved for the offer.

amex.us/aedrsvp

American Express Everyday credit card offers are being mailed out to selected applicants with instructions to visit amex.us/aedrsvp. The AEDRSVP offer is tailored to people that want to earn rewards for shopping on everyday purchases, such as super markets. Like any credit card RSVP, this is simply an invitation to apply, since you were likely pre-screened based on your credit quality.

This card is very competitive to other rewards cards for people with excellent credit. As of this writing, there is a 2% points bonus on purchases at super markets (up to $6,000 in purchases per year), and 1% on other purchases. Along with this, there is a 0% introductory APR offer for balance transfers, as well as a 20% rewards bonus in a billing cycle if you use your card 20 or more times during that time.

Ready to apply for the Amex Everyday credit card? You can apply for the card in these easy steps:

amex.us/aedrsvp application

  1. Visit amex.us/aedrsvp
  2. Enter your RSVP code
  3. Enter your zip code
  4. Fill out the credit application for aed
  5. Wait for a decision online. You may be prompted that you will receive a decision in the mail if you are not approved or there are issues

Congratulations if you are approved! We hope that AMEX treats you well and you are able to reward yourself back on your every day purchases.

Bluecasheverydayapply.com

Received a credit card invitation in the mail for the Blue Cash Everyday card? Apply for your Blue Cash Everyday® Card from American Express by visiting www.bluecasheverydayapply.com and get a decision is as little as 60 seconds.

Enjoy cash back for your spending on the following categories:

  • 3% at U.S. supermarkets.*
  • 2% at U.S. gas stations and select U.S. department stores.
  • 1% on other purchases.

What we found out is that this credit card is a fantastic cash back credit card for people with great credit. With a 0% introductory APR for both purchases and balance transfers, up to 3% cash back,  a $150 statement credit after you spend $1,000 in purchases on your new card within the first 3 months all comes with no annual fee.

To apply for this offer from American Express, follow these steps.

  1. Go to Bluecasheverydayapply.com
  2. Enter your 14 digit invitation number and zip code
  3. Apply for the credit card and wait for a response, normally within 60 seconds

Alternatively, you can apply without the invitation number or compare other credit cards. However there are not many that we know of which beats the perks and rewards of the Blue Cash Everyday card!

us.hsbc.com/cashrewards

HSBC credit card offers have been circulating US mailboxes with instructions to visit us.hsbc.com/cashrewards. The latest offer we are aware of is the Cash Back credit card invitation. Like any credit card RSVP, this is simply an invitation to apply, since you were likely pre-screened based on your credit quality.

This cash back card is very competitive to other top-tier rewards cards. As of this writing, there is a 2% cash back bonus for 6 months, and 1.5% after. Very few cards offer more than 1.5% back. Along with this, there is a 0% introductory APR offer for balance transfers, as well as a $150 bonus after spending just $500 in the first 3 months of opening your account, and finally, a 10% cash bonus on that year’s rewards.

Convinced? You can apply for the card in these easy steps:

us.hsbc.com/cashrewards

  1. Visit us.hsbc.com/cashrewards
  2. Enter your invitation number
  3. Fill out the application for credit
  4. Wait for a decision online. You may be prompted that you will receive a decision in the mail if there are questions about your credit or application

That’s it! We hope that you get approved, and HSBC treats you well.

 

us.hsbc.com/gold

HSBC is back in the USA with a new Gold credit card offer! We learned that some people may have received a mail offer with instructions to go to us.hsbc.com/gold to apply for the offer.

As currently advertised, the card comes with no annual or foreign transaction fees as well as a 0% introductory rate for 18 months for purchases and balance transfers. Regular interest rates are bracketed, so this rate will likely depend on your credit quality.

Credit Card Invitation feels that this new card is an excellent choice for people with good credit that are not interested in a rewards card. If your credit limit is great or excellent, you may want to consider cards with rewards such as cash back or miles.

Interested in applying for the gold card? Follow these steps:

  1. Visit us.hsbc.com/gold or us.hsbc.com/goldcard, depending on the web address instructions you received
  2. Enter your invitation number supplied in the mailing
  3. Fill out the online application for credit
  4. Wait for a decision online. You may get a decision by mail if there are stricter security or credit decisions.

It’s exciting to see that HSBC is back in the USA, with a competitive line of cards for prime and super-prime applicants. If anything else, this will put more pressure on competing banks to step up their game.