Petalcard.com/invite

Did you receive a letter in your mailbox for the Petal Visa credit card? If so, you were likely pre-screened for their cash back Visa credit card, and instructed to apply at petalcard.com/invite.

Based on our research, the Petal card is a unique and compelling offer for people that have fair credit or better – a score of 620 or higher, and wish to build credit.

They report to all 3 major credit bureaus, charge no fees, offer a cash back rewards program, and offer a credit limit from $500 to $10,000. Interest rates are a little higher than the industry, but as long as you pay off your balance before the end of the grace period, this shouldn’t be an issue.

If you wish to apply for this offer, follow these steps:

petalcard.com/invite

Go to petalcard.com/invite

Enter your 10 digit invitation code and last name

Fill out the credit card invitation

If you were pre-screened for this offer, then you have likely been responsible with your credit usage, and are a likely candidate for this card.

Yourbankcard.com/apply

If you received a credit card invitation also known as direct mail, for the First Bankcard to go to yourbankcard.com/apply, then you received an invitation to apply for a credit card. First Bankcard is a division of FNBO, or the First National Bank of Oklahoma.

The credit invitation is not specific to a single card, so we are not able to provide insight related to your credit offer. However most of the offers are likely for applicants with a good credit record.

If you wish to apply for the offer, follow these steps:

Firstbankcard.com/apply screenshot
  1. Visit www.yourbankcard.com/apply
  2. Enter your 6 digit access code
  3. Enter your 8 digit reservation number
  4. Fill out your application for credit
  5. Wait for a credit decision

Aspirecreditcard.com

If may have received a mail offer for a Aspire credit card, and instructed to visit aspirecreditcard.com.

The 2 cards they currently offer are the Aspire credit card and Aspire Cashback reward card. Both are issued by The Bank of Missouri.

Both credit cards offer:

  • Unsecured Credit Card
  • Free Credit Score*
  • Transaction Alerts
  • Simple + Secure Application
  • $0 Fraud Liability*
  • Online Access 24/7, any device

The cashback card allows you to earn 1% cash back rewards on purchases, depending on your offer.

If you wish to respond to your credit card invitation, follow these steps:

Aspirecreditcard.com screenshot
  1. Visit aspirecreditcard.com
  2. Enter your 14 digit code
  3. Fill out the application for credit
  4. Wait for a decision

Amex.us/goldrsvp

The Gold Card from American Express is a popular credit card for most consumers. If you received an invitation to apply at amex.us/goldrsvp then you received a letter with an invitation to apply for the card.

Some features of the card as of this writing include:

4X MEMBERSHIP REWARDS® POINTS
At US supermarkets on up to $25,000 per year in purchases and 4X points at restaurants worldwide.‡

3X POINTS
on flights booked directly with airlines or on amextravel.com.‡

$120 Dining Credit
Earn up to $10 in monthly statement credits at participating partners.‡
Enrollment required.

From what we determined, the annual fee is high, but may counter the airline fee credit and rewards points, depending on how much you use the card and travel. You may want to consider taking a look at several other airline points rewards cards before applying. Pull out your calculator and punch in the numbers to determine if the fee is worth it on an annual level.

If you wish to apply for the Gold Card, follow these steps:

Amex.us/goldrsvp
  1. Visit www.amex.us/goldrsvp
  2. Enter your 14 character RSVP and 5 digit zip code
  3. Fill out the application for credit
  4. Wait for a decision – as advertised, as little as 30 seconds

Amex.us/hhrsvp

If you received an invitation to apply for the American Express Hilton Honors credit card RSVP at www.amex.us/hhrsvp, then you were likely pre-screened as a good applicant for this hotel rewards credit card.

Some of the features of this Hilton hotel credit card offer include:

  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.*
  • Enjoy complimentary Silver Status with your Hilton Honors Card.*
  • You can choose to redeem Hilton Honors points at more than 5,100 hotels in 103 countries within the Hilton portfolio.*

Other things we found out about this card is that there is no annual fee, and a competitive APR.

If you are ready to apply for this card, follow these simple steps:

amex.us hhrsvp credit card offer
  1. Visit www.amex.us/hhrsvp
  2. Enter your 14 digit invitation code (one letter and 13 digits) as well as zip code.
  3. Fill out the application for credit and submit the application
  4. Wait for a response that is usually received online

Since you likely have a great or excellent credit rating, you have room to be selective for competive hotel rewards. If you are a frequent Hilton guest, we don’t think that the Hilton Honors card from American Express will disappoint.

Amex.us/magnetrsvp

If you received an invitation to apply for the American Express Cash Magnet credit card RSVP at www.amex.us/magnetrsvp, then you were likely pre-screened as a good applicant for this cash rewards credit card.

From our findings, this card offers an excellent cash back rewards program as well as other perks. A 0% introductory period for both purchases and balance transfers for 15 months, no annual fee and a $150 introductory offer (based on terms) is an excellent offer.

The American Express brand is very well established, so you should run into minimal problems using your card where credit cards are accepted. Other features included with this card include “Plan It” and flexible reward redemption options.

The term “Magnet” spells it out simple for cash back rewards. The card offers 1.5% unlimited cash back from your purchases. The intro offer of $150 tops it off as best in breed.

If you are ready to apply, follow these steps:

amex.us/magnetrsvp
  1. Visit www.amex.us/magnetrsvp
  2. Enter your 14 digit invitation code as well as zip code.
  3. Fill out the application for credit and submit the application
  4. Wait for a response that is usually received online

Since you likely have a great or excellent credit rating, you have room to be selective. There are comparable cash back credit cards in the market, however we don’t think that the Magnet card will disappoint.

www.Discover.com/miles

If you received a credit card offer from Discovercard to go to the website discover.com/miles then you were pre-selected to apply for the “it Miles Card”.

The excellent credit rating that you likely have was the primary reason you received this letter. The invitation number does not guarantee your approval, but is simply an invitation to apply for the Discover It Miles Card.

From our research, we found that there is no annual fee, no blackout dates, unlimited earnings rewards points, and the ability to fly on any airline.

We always recommend that credit card applicants shop around for cards that suit the travel and financial needs before applying.

If you want this card, and wish to respond to the invitation, follow these instructions:

discover.com/it
  1. Visit www.discover.com/miles
  2. Ensure your invitation did not expire by looking at the top section of the letter
  3. Enter your 23 digit invitation number in the form
  4. Submit the form and fill out the application

After you fill out the Discover It Miles Card application, you should receive a quick online response, or a response by mail if there are follow-up items that need to be addressed.

Rsvp4Bce.com Blue Cash Everyday from American Express

If you received a credit card invitation for the RSVPBCE.com Blue Cash Everyday credit card from American Express, then you are likely seeing the positive features of this highly sought after cash back credit card. Congratulations on likely having a great credit score!

The details that we found as of this writing include:

  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms Apply. See Rates & Fees

Overall, this is a great cash back credit card offer, especially with the high 3% cach back at supermarkets, 2% at gas stations and $150 statement credit.

If you wish to apply for this credit card, you can go through the steps of adding your invitation number.

www.rsvpbce.com

Here are the instructions to apply:

  1. Go to www.rsvpbce.com
  2. Enter your 14 character RSVP and address zip code
  3. Fill out the credit application
  4. Wait for a decision in as little as 30 seconds

From what we see, this RSVP credit offer for the Blue Cash Everyday card is not a pre-approval, and does not guarantee that you will be approved. However you were pre-screened based on your credit history, and American Express feels that you will likely be approved based on the mailing. You are still required to fill out the application.

If you want to shop around for competitive cards, there are several other cash back cards, including cards from American Express, Bank of America, Chase and other well known banks on the market.

Commercebank.com/preapprovedtoggle

Did you receive an invitation from Commerce Bank to apply for the Toggle Visa credit card at Commercebank.com/preapprovedtoggle?

The offer looks appealing, and you likely have a pretty good credit rating to be selected to apply as an invitation. Congrats! This does not mean that you are guaranteed approval, as you will need to apply for the card.

Here are some of the details that we found for this card, as of October 21st, 2018:

Easily manage your finances with the toggle® credit card. You can choose to pay for purchases now directly from your checking account or pay them later as you normally would.*

  • You have control and can make changes to your plan whenever you want
  • REWARDS for all purchases, big or small, no matter how you pay
  • Avoid interest on the categories you choose to pay now
  • No annual fee

Commercebank.com/preapprovedtoggle

In addition, the card has some interesting features, such as “Pay now”, “Pay Later” and “Undwind”. From our understanding, these options allow you to link your checking account to decide to pay off the debt immediately, or to use it as a normal credit card transaction. Unwind allows you to change your mind.

Details and videos about these can be found at commercebank.com/personal/cards/toggle.

Ready to apply for the Toggle Visa? Follow these steps:

  1. Go to Commercebank.com/preapprovedtoggle
  2. Enter your 10 character invitation code. This code is likely a combination of letters and number. Then enter your date of birth and submit the form.
  3. You will need to fill in the forms for the following 4 screen prompts, including personal, employment and financial information, as well as card options.
  4. Wait for a decision for your application for credit.

If you feel like you need to shop for other cards to see your options, we recommend a rewards card that gives cash back or air miles. You will likely have numerous options since you probably already have great credit. The Toggle Visa is fairly competitive with other prime cards. If you already have an account with Commerce Bank, then the convenience of management and bill payment would be one more reason to apply for this card.

 

 

Amexcashback.com

American Express credit card applicants for the Everyday card can apply at amexcashback.com.

Get the most out of your cash back

  1. Account Credit: Apply Reward Dollars to a statement credit.
  2. Gift Cards: Choose from gift card redemptions starting at just $25.
  3. Shop: Use to shop top-brand merchandise from hundreds of retailers

The Blue Cash Everyday® Card: Earn $150 Back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.*

No Annual Fee* 0% intro APR on purchases and balance transfers for 15 months

Interested in applying?

Visit www.amexcashback.com and select the card that suits your lifestyle.