If you are an interested credit card applicant and want to apply for a card with Bank of America, then you have several great card options to choose from.
A personal secure code does not mean that you are automatically approved, but you can apply based on pre-screening. Mailings normally include pre-screening that match your credit history to the type of applicant Bank of America wishes to see, based on your credit profile.
If you want, you can also visit www.bankofamerica.com/mynewcard to apply using your 15 digit secure code if you received a mail invitation.
Bank of America Mynewcard applicants will also need to complete the application, since this is an invitation to apply at www.bankofamerica.com/mynewcard.