First PREMIER Bank has several credit card options for applicants with poor or fair credit ratings. You may have received an invitation to apply for one of their cards at www.platinumoffer.com from a mail offer.
To apply, follow these instructions or on your mail piece.
- Visit Platinumoffer.com
- Enter your unique confirmation from your letter. This is located to the left of the credit card image.
- Fill out the credit card application
- Wait for a credit decision
Alternatively, you can choose a different bank or credit card issuer and apply for a credit card. Several issuers, such as Celtic Bank, Applied Bank, Credit One, and Mid America offer competing products.
First PREMIER credit cards are nice credit cards for people that are looking for a card that reports to the major US Credit Agencies. However there are other less expensive options that may be available to you.